No Spend Week Challenge | The Rules - Joy Through Chaos

No Spend Week Challenge | The Rules

No Spend Week

Last week I had the wild idea to spend zero dollars this week. Zero. None. Not a single dollar. A no spend week. Not because we don’t have money, but more to see if I could do it.

My husband always jokes that I spend all the money; he bet that I couldn’t go one day without spending a dollar. And he’s right. I buy the groceries, I get the clothes, I order lots of random things off Amazon, and the list continues. I’m not the best with money, but I’m much better than I used to be. Progress not perfection, right?

In preparing for the challenge, I had to do a lot of introspection and really think about why I wanted to try a no spend week and also how to it. There’s a freebie that explains step by step how to get started in the Transformation Toolkit! Once I figured it all out, it seemed like a good way to prove to myself (and my husband) that I can do better.

No Spend Week

What better way to tell him to ‘shove it’ than to show him that I can do a no spend week?!

Three years ago my husband and I started a journey to become debt free. We weren’t the strictest with our budget, and we did not pinch pennies the way we could have. When we started, we had just over $75,000 in non-mortgage debt. When I stopped working and became a stay at home mom two years ago, we lost half of our income and had to adapt. Right now, we have $38,137.58 of debt remaining. That’s not too shabby! But I know that we could be doing better, well, that I could be doing better.

No Spend Week

Here’s the thing, I love spending money. I do. If I find a bargain, I want to buy all the things. I’ve set rules for thrifting and I still haven’t found a way increase my impulse control. So, having a no spend week is both intimidating and exciting at the same time.

I set some ground rules for myself to ensure that I’m setting myself up to be successful:

No Spend Week Rules

  1. As of June 10, I’m not allowed to spend money on groceries or make any other purchases.
  2. The only exception to rule #1 is if I bring money in by selling something on LetGo or Facebook Marketplace.
  3. Fixed expenses, the ones I can’t change, will be paid as usual. That means our oldest still gets to go to summer camp this week. Phew!
  4. As of June 10, I’m not going to fill up the gas tank. I have about half a tank of gas right now, and it’ll have to last the whole week.
  5. No Starbucks, not even with gift card money.

I have a freebie that explains step by step how to get started on your own no spend week in my  toolkit. You can get the toolkit password at the bottom of the post.

Five rules seem simple enough. But will five rules be enough to hold me to this no spend week challenge I’ve set for myself? I guess we’ll see!

Stay tuned. I’ll share what I learn this week in a follow-up post next week.

Have you done a no spend week? Leave your tips in the comments!

Sideline AT Blog

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